Health Insurance

With the astronomical prices of medical care these days it is imperative to have health insurance. We believe that Assurant Health
is a provider of health insurance that you will be glad you visited.
Assurant Health
has many different options available to fit your needs. If you need a individual plan, a family plan or need insurance for a small business Assurant can help.

To find out more please check out their website.

Insurance Quote Sites

What You Should Know About Buying Life Insurance

LIFE INSURANCE: THE FOUNDATION OF FINANCIAL SECURITY

BUYING LIFE INSURANCE

Buying life insurance is not like any other purchase you will make. When you pay your premiums, you’re buying the future financial security for your family that only life insurance can provide. Among its many uses, life insurance helps ensure that, when you die, your dependents will have the financial resources needed to protect their home and the income needed to run a household.

Choosing a life insurance product is an important decision, but it often can be complicated. As with any major purchase, it is important that you understand your needs and the options available to you.

That’s where this booklet comes in; read it thoroughly. It takes you through the basics, step-by- step, as you prepare for this significant purchase. Most important, it will help you know what questions to ask when you’re buying life insurance.

Life insurance also can be used to help with other financial goals, such as funding retirement or education expenses. However, it is important to remember that the main purpose of life insurance is financial protection. If your primary goals are something other than protection, you should consider what other financial products are available to meet those goals.

The information in this brochure has been compiled by the American Council of Life Insurance, a trade association of more than 600 life insurance companies. Collectively, these companies provide about 90 percent of the life insurance in force in the United States.

LEARNING THE BASICS

The best way to make an informed decision about buying life insurance is to become familiar with the basics.

Why do I need life insurance? Life insurance is an essential part of financial planning. One reason most people buy life insurance is to replace income that would be lost with the death of a wage earner. The cash provided by life insurance also can help ensure that your dependents are not burdened with significant debt when you die. Life insurance proceeds could mean your dependents won’t have to sell assets to pay outstanding bills or taxes. An important feature of life insurance is that no income tax is payable on proceeds paid to beneficiaries.

To learn more about your insurance needs we suggest you visit RBC Express Term Life Insurance by clicking their banner below.